Wednesday, August 15, 2012

Nominate an Outstanding CPA; Join the NYCON Board

2012 Michael H. Urbach, CPA, Community Builders Award Now Accepting Nominations
Submission Accepted through August 24th, 2012
Sponsored by the New York Council of Nonprofits (NYCON) and the New York State Society of Certified Public Accountants (NYSSCPA)
Lewis Kramer, Urbach Award Recipient and Doug Sauer, CEO, NYCON
Lewis Kramer, Urbach Award Recipient and Doug Sauer, CEO, NYCON

The New York Council of Nonprofits, Inc. (NYCON) and the New York State Society of Certified Public Accountants (NYSSCPA) are pleased to announce this call for nominations for the Ninth Annual Michael H. Urbach, CPA Community Builders Award.

The award is named in honor of the late Michael H. Urbach, CPA, former partner of Urbach, Kahn and Werlin, former NYS Commissioner of Tax and Finance and Chair of the State Employees federated Appeal, and board leader of a number of charities. This award is in recognition of the important role, talents and leadership that a Certified Public Accountant (CPA) in New York State can provide as a board member for community-based charities.

Award Criteria & Submission
Candidates must:
  1. Be a CPA in good standing and a member of NYSSCPA.
  2. Have served as an Officer on at least 3 different charitable 501(c)(3) community-based nonprofits with service as President/Chair at least once.
  3. Have demonstrated exemplary board leadership resulting in significant and positive organizational impact including, but not limited to, financial turn-around, growth, and/or organizational re-structuring.
  4. Preference will be given to nominees whose board leadership accomplishments have been with community-based charities.
Deadline - August 24th, 2012
Nominations addressing the candidate's qualifications must be received by August 24th. Nominators are strongly encouraged to address the qualifications related to the four (4) criteria mentioned above and to include at least three (3) letters of support from the charities who have benefited from the candidate's volunteer leadership.

Send two (2) packets of nomination materials to:
Urbach Community Builders Award Committee
New York Council of Nonprofits
272 Broadway
Albany NY 12204
or email the packet to Melissa Currado, Executive Assistant to the CEO at

NYCON Now Accepting Applications for Board Membership
A great opportunity to volunteer your time and lend your expertise to help nonprofits of all types improve the quality of life in New York State.
The New York Council of Nonprofits' Board Development Committee is now accepting applications for nominees for its Board of Directors.

Terms are for three years, starting January 1, 2013, with a three consecutive term limit. Successful nominees will be presented for election to our Membership at NYCON's Annual Meeting on October 4th in New Paltz.
Applicants must be individuals of high integrity, demonstrate commitment to our state's nonprofit sector, and be willing to invest the time, effort, expertise and influence necessary on a regional and statewide basis to further NYCON's mission.

All applications will be considered by the Board Development Committee however priority consideration will be given to individuals who meet more than one of the following characteristics:
  • Resides in Hudson Valley, Metro New York or Central New York regions
  • Has public policy knowledge & expertise, particularly with respect to state government
  • Has marketing & Media Relations expertise
  • Is affiliated with Organized Philanthropy
  • Has Banking & Corporate Business expertise & affiliations
  • Is a racial or ethnic minority
Applications are due by August 27th, 2012. If you are interested we encourage you to review the NYCON "Board Brief" document and complete the application below:
Candidates are recommended to the Board by the Committee and the Board in turn recommends a slate to the NYCON Membership which convenes for our Annual Meeting at Mohonk Mountain House on October 4th during Camp Finance.

Board members elected by the members begin service in January 2012.

Questions?Please contact us.
All About the Board Members...

Thank You to Our Supporters!

NYCON and NYSSCPA would like to recognize The Community Foundation for the Greater Capital Region for their grant contribution towards the Michael H. Urbach, CPA Community Builders Award.

For More Information
visit NYCON at
or contact
Melissa Currado at (800) 515-5012 or

Co-sponsored by
The New York State Society of Certified Public Accountants

Wednesday, August 8, 2012

Is Your Nonprofit Ready for Health Care Reform?

NYCON's insurance subsidiary Council Services Plus (CS Plus) offers info, resources and direct insurance assistance to nonprofits across NYS. CS Plus only works with nonprofits, and has brought over $1 million in savings to nonprofit clients. Visit for more info or e-mail.
Health Care Reform: Are You Prepared?
The United States Supreme Court largely upheld President Obama's health care law, the Affordable Care Act in a mixed decision. The court's ruling, seen as one of the most significant in decade, is a crucial milestone for the law, allowing almost all of its far-reaching changes to roll forward. The decision did significantly restrict one major portion of the law: the expansion of Medicaid, the government health-insurance program for low-income and sick people. The ruling gives states more flexibility not to expand their Medicaid programs, without paying the same financial penalties that the law called for.
The legislation for the Patient Protection and Affordable Care Act (PPACA) will impose significant new responsibilities on employers, some of which are already effective. While further guidance is expected on the application of these requirements, the following provides a summary and timeline of key provisions of the PPACA. As employers look ahead to the implementation of the PPACA, CS Plus will be providing additional updates to provide clients with compliance strategies in connection with various components of the new law.
Summary of the Affordable Care Act
The Affordable Care Act (umbrella term for the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010) was passed by Congress in March 2010 to overhaul the health care system, expand affordable coverage, change insurance rules and create an online marketplace (exchange) in each state for the individual and small group markets.

Most U.S. citizens and legal residents will be required to have health insurance in 2014. Those without coverage would pay a tax penalty based on household income to be phased-in starting in 2014. Federal subsidies will be available to assist those who cannot afford to purchase coverage.

Large employers (50 or more full-time employees) will be required to "pay or play" starting in 2014.

Qualifying small employers (no more than 25 employees) are eligible for a tax credit for offering coverage beginning in 2010. The tax credit increases in 2014 if employers buy from the exchange, and then phases out in 2016.

How Health Reform will Impact Businesses
The Patient Protection and Affordable Care Act (PPACA) impacts businesses in several ways - from the types of benefits offered under insurance plans, to the ways employers conduct their businesses. Some provisions are already in effect and more will be implemented over the next several years.

General Impacts on Employer-Provided Coverage
There are several mandates from the Patient Protection and Affordable Care Act (PPACA) already in effect. View the Timeline below for more information on timing of provisions.

Some of the key mandates are below.
Grandfathering - "Grandfathering" allowed some plans to be exempt from some Health Care Reform provisions.
Lifetime Limits and Annual Limits - Law prohibits imposing annual limits on Essential Health Benefits and any lifetime dollar limits.
Medical Loss Ratio (MLR) Reporting - A Medical Loss Ratio or MLR is the percentage of premium dollars insurers spend to provide covered medical services and improve the quality of health care for their members.
No Pre-Existing Conditions Exclusions - As of September 2010 there are no pre-existing exclusions for children under age 19. Beginning in 2014, this provision applies to everyone, including adults.
Patient-centered Outcomes Research Fee - The Patient-Centered Outcomes Research Tax, also known as the Comparative Effectiveness Research Fee, is a fee paid to the government to fund Patient-Centered Outcomes Research Institute (PCORI) research.
Preventive Services - The Patient Protection and Affordable Care Act of 2010 (PPACA) requires health plans to cover designated preventive services without any member cost sharing.
Summary of Benefits Coverage - The Departments of Health and Human Services, Labor and Treasury recently issued final regulations requiring health plans to provide a SBC and Uniform Glossary that clearly explain benefits and coverage within a standardized template with uniform language.
W-2 reporting - PPACA contains a requirement for employers to report the cost of health coverage under an employer sponsored group health plan on an employees W-2 form. The cost includes both the cost paid by the employer and contributions from the employee.
Women's Preventive Services - The Patient Protection and Affordable Care Act (PPACA) requires health plans to cover designated women's preventive services without cost sharing for the member. Cost-sharing includes deductibles, copayments and coinsurance. Some of the benefits and services outlined in the women's preventive guidelines are already included within the existing PPACA preventive services requirements.
Establishment of Health Insurance Exchanges
On April 12, 2012 Governor Andrew M. Cuomo issued an Executive Order to establish a statewide Health Exchange. State-established health insurance exchanges must begin to operate on January 1, 2014. The Exchanges are virtual marketplaces that allow individuals and eligible employers to purchase health insurance. Initially in 2014, only employers with up to100 employees can purchase insurance for their employees through the Exchange. Prior to 2016, states can limit the size to businesses with up to 50 employees. Beginning in 2017, states can allow employers with more than 100 employees to purchase health insurance for their employees through the Exchange.

How Does Health Care Reform Affect Small Businesses?
In addition to the key provisions outlined, it's important to know that small businesses already have an opportunity to qualify for:
Small business tax credits - In an effort to help small employers offer affordable coverage to their employees, the Patient Protection and Affordable Care Act provides for tax credits for qualified small employers. These credits began in 2010. The credits increase in 2014, but are only available for coverage purchased on an Exchange. The small group tax credit sunsets in 2016.

It will take several years for changes to be enacted and regulations written. However it's important to begin to understand what will be happening in the near future versus long term changes.
HC Reform Timeline
To view a larger image of the timeline, CLICK HERE.

If you have any questions regarding this update, please contact Anthony DeCicco, Account Executive, Group Benefits at;
or by phone at (877) 501-4277, ext 123.